I mentioned in an earlier blog post about how expensive it is to build homes up here in the mountains. Even though our future mountain home is on the small side (~1700 square feet), the cost to build it (in addition to the price of the land) puts it way out of our budget range. We’ve considered several different scenarios of what we can do–from building a kit home to leaving parts of the home unfinished to be completed at a later date.
After talking to a mortgage loan officer, we discovered that we can’t leave parts of the house unfinished on the main level or it won’t pass the appraisal. We’re now on our third idea of how we can build an affordable home on our land, and that is to build an apartment over the garage and live in it. That would be temporary, of course, until we can build the home that we want.
We talked to my good friend, Bryan, who is doing the architecture and construction documents. He’s helping us with the apartment over the garage and has been such a big help through this whole process! He did the rough sketch of the exterior elevations of the home so we could see what it would look like. I was a little concerned about the two-story garage next to the single-story house, but I think it will be fine.
Once we build our main house, the apartment over the garage can be used by guests in the future. We’ve learned that quite a few people up here have done it this way (build a garage and an apartment first and then the house) because it is so expensive to build up here. We know it’s all going to work out, and are still excited about our future up here!
As always, thanks for stopping by!
Have a great day!